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Home / / Seniors Working Overtime

Seniors Working Overtime

The American workday used to be from 9 a.m. to 5 p.m., 40 hours a week, but now on average people are working 47 hours a week. In addition, more people are working over the retirement age. Seniors make up 5.4% of the working population over the age of 65. The reason for this is that people are living longer and can’t afford to make it with just their pension or Social Security check.

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The fact is that one in four people who reach the age of 65 will make it past 90. Working over retirement age has its financial benefits. Those who delay collecting Social Security can grow their benefits by 8 % every year until they reach 70. Seniors with a 401(k) can continue to add money and be able to withdraw money when they need it without penalties. Many people work well beyond retirement age and it’s actually not a bad deal.

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Health Benefits of Not Retiring

Retiring is a difficult thing to do. People go from working 40 hours a week to sitting around the house watching TV, sleeping, and being bored. Sure it might be something to look forward to, but it’s extremely difficult if you don’t have a plan. Working keeps you busy, healthy, and your mind working at a faster pace than if you stay home. Studies show that older adults that work are healthier and happier, especially if they like their jobs.

The workplace gives you an outlet to socialize where you can attend  work-related functions and socialize with others. This promotes good mental health and physical vigor and helps prolong diseases like Alzheimer’s and dementia. Continuing to work can help older people eat better and move better because they’re not sitting down in one place all the time. Lastly, working after retirement age keeps your marriage strong because you won’t have someone to drive crazy at home because you’ll be busy.

NEXT:Move It Or Lose It: 5 Moves To Put Seniors Back In The Game

February 12, 2015 by Sasha Rodriguez

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